Retirement Planning for San Diego

"Saving for retirement is only half the challenge. Developing a plan to help make your retirement money last a lifetime is the other half."

At SagePoint Financial, most of our clients are either planning for, or are already in retirement and want to make sure they don't outlive their assets.  Our clients are typically patient investors, have long term horizons and believe in the growth of the world’s economies over time.  

With over 30 years’ experience working with investors and having managed clients assets through several major market declines during that time – the crash of ’87, the bursting of the tech bubble from 2000 to 2002 and the financial meltdown in 2008 and 2009 - we understand the challenges that sticking to an investment plan in turbulent times can present.    Over the past 30+ years, we’ve witnessed the Dow Jones go from 1,000 to 16,000 in spite of 5 major market declines during that time.  

Communicating with our clients on a regular basis and simplifying the investment process are ways we help our clients avoid the typical financial pitfalls so they can maintain their lifestyle throughout retirement.


Office News and Notes........

Weekly Market Update - Click here for our weekly market commentary

April 2014 - As of March 31st, the S&P 500 has gone 909 calendar days (i.e., from 10/03/11 through and including 3/30/14) without a 10% or greater drop in the index, the 5th longest stretch without a double-digit pullback in the last 50 years.  In the last 80 calendar years (1934-2013), the S&P 500 has experienced a double-digit total return percentage loss just 9 times. Only 3 of the double-digit drops occurred in the last 39 years, most recently in 2008.


Indexes are unmanaged and investors are not able to invest directly into any index.  Past performance does not guarantee future results.