David has been working in the securities industry since 1992 and with SagePoint Financial since 2000. He maintains a clear regulatory record and is an investment advisor representative in the state of California. David provides risk assessment of existing client investments, investment planning and the creation of sustainable retirement distribution strategies.
He enjoys working with individuals who find value in the use of an investment advisor and is seeking only long term commitments from clients whose core assets are of most concern. David does not engage in short-term investment activities. He feels that a long term relationship works better when the advisor and the client both have a mutual understanding of the investment approach being taken.
As a Investment Advisor representative, David has a fiduciary duty to always act in the best interests of his clients at all times, and to make full and fair disclosure of all material facts. Factors include suitability, best execution, investment costs, etc.
Fees based accounts. Fees charged on a percentage of assets (no performance based fees)
Commission based accounts
Certain compensation structures are more cost effective and suitable than others for clients. Factors may include size of account, activity level and the type of activity in the account.
Minimum New Account Size
- 1988 B.A. in Business Management and Finance Cal State Fullerton
David grew up in Orange County, and currently resides in Irvine. He enjoys cycling, camping, and wood working.